Types of Loans

  • Loans
  • Overdraft
  • Agricultural / Livestock breeding loans
  • Hire Purchase
  • Medium-term / Long-term loans and
  • Project loans
  • Bank Guarantee

Sectors which are entitled to loans

  1. Loans to support the Regional development
    Loans will be provided to Small and Medium Enterprises, financial service providers and hotels and tourism industries which can contribute towards the economic and agricultural development of respective regions.
  1. Loans to support the agricultural sector development
    Loans will be provided for business in seasonal cultivation, seeds production, rice mills, livestock breeding, other agricultural activities, regional products manufacturing, model farm establishment and businesses that will implement the establishing of model farming.
  1. Loans to support the industrial sector development
    Loans will be provided for businesses in construction of infrastructure, electric power projects, construction of deep sea port, Pathein port, industrial zone, rice mills for manufacturing of agricultural produce, go downs to store regional products as well as to renovation and upgrading activities that will contribute to the development of export supporting processes.
  1. Loans for consumer goods
    Loans will be provided to manufacture consumer goods and value added goods for the development of agricultural sector and to buy farming equipment on installment basis.

Bank guarantee and others
Bank guarantee certificates will be issued to ensure that the liabilities of a debtor will be met.


The collaterals accepted by the bank as guarantee

  1. Immovable property (Documents verifying possession of property to be submitted as collateral)
  2. Balance from deposit account (Lien)
  3. Movable property (commodities and machinery to be submitted as collateral)
  4. Gold and Jewellery
  5. The sales vouchers, agreements, documents proving possession, materials and things bought under the hire purchase system
  6. Assignment of debt
  7. Land Ownership Certificate Form 7 (Peasants, specialized companies and model farming land)
  8. Project guarantee
  9. Personal guarantee and other forms of guarantee accepted by the bank.

Interest for loans
Annual interest rate is 10 per cent. The interest shall be paid in quarterly at the end of each quarter in end of June, September, December and March.

Customer Request Form

     Standing with you Business Banking

    Suitable for companies, business, organization and enterpreneurs.


    An annual interest rate of 7.00% p.a is offered.


    8.00 % p.a interest for 1year deposit.


    An annual interest rate of 5.00% per annum.


    Overdraft Agricultural / Livestock breeding loans, Hire / Purchase Medium-term/Long-term loans and Project loans.


    Short-term financing to the everyday operations of a business such as sales and marketing, product development, wages and other activities.


    We can offer a more convenient and faster remittance to owns were there are their branch banks.

    Payment Order

    Commission is collected pyas 10 for K 100, and the commission ranges from K 100 to K 30,000.