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Type of Loan: Working Capital Loan

Key Features
Short-term financing to the everyday operations of a business such as sales and marketing, product development, wages and other activities. The short-term financing provided by working capital loans helps companies bridge financial gaps—for example the time between the collection accounts receivable and payments of accounts payable, or in a seasonal business to cover periods of low activity.

  • Credit Limit       : 3 Million MMK – 100 Million MMK
  • Loan Term        : Up to 12 months (Depends on loan type, borrower’s request and A Bank consideration)
  • Interest Rate     : 13% per annum
  • Collateral :  Lands and Building, Hypothecation with vehicles and machines, Deposits Account, Pledge, Government Treasury Bond, Gold and jewelry, Warehouse Receipt (Ex: Paddy stock locked by third party and locked receipt is given as proof), Personal and Organization Guarantee, real estate, or moveable properties
  • Repayment       : Monthly/Quarterly Amortization
  • Fees                : Service Charges of up to 3% of approved loan
  •                        : Other fees per Bank’s announcement

Qualifying Criteria

  • Individual business owner or juristic person
  • Age 20-65 years old (for individual customers)
  • Good business performance and financial record
  • Other conditions as specified by A Bank

 

Required Documents

Note: The Bank reserves the right to approve loans under our terms and conditions.

How to Apply

  • Apply for a loan or for more information contact our branches near you.

 

Type of Loan: Fixed Assets Loan

Key Features
Medium-term loans with repayment terms more than one year for every business type. You can take out a loan to invest in a new business, improve business efficiency, and to buy fixed assets such as vehicle or machinery, to build or renovate factory and building.

  • Credit Limit          : 3 Million MMK – 100 Million MMK
  • Loan Term           : Up to 36 months (Depends on loan type, borrower’s request and A Bank consideration)
  • Interest Rate        : 13% per annum
  • Collateral :  Lands and Building, Hypothecation with vehicles and machines, Deposits Account, Pledge, Government Treasury Bonds, Gold and jewelry, Warehouse Receipt (Ex: Paddy stock locked by third party and locked receipt is given as proof), Personal and Organization Guarantee, real estate, or moveable properties
  • Repayment          : Monthly/Quarterly Amortization
  • Fees                   : Service Charges of up to 3% of approved loan                                                 
  •                           : Other fees per Bank’s announcement

Qualifying Criteria

  • Individual business owner or juristic person
  • Age 20-65 years old (for individual customers)
  • Good business performance and financial record
  • Other conditions as specified by A Bank

 

Required Documents

Note: The Bank reserves the right to approve loans under our terms and conditions.

How to Apply

  • Apply for a loan or for more information contact our branches near you.
 Standing with you Business Banking
CURRENT ACCOUNT

Suitable for companies, business, organization and enterpreneurs.

SAVINGS DEPOSIT ACCOUNT

An annual interest rate of 8.7 % is offered.

FIXED DEPOSIT ACCOUNT

10 % interest for 1year deposit.

CALL DEPOSIT ACCOUNT

An annual interest rate of 6% per annum for 10 million MMK and above and 4% per annum for 10 million MMK under

LOANS

Overdraft Agricultural / Livestock breeding loans, Hire / Purchase Medium-term/Long-term loans and Project loans.

SAFE DEPOSIT

Gold and silver wares and important documents can be kept in our lockers.

INTERNAL REMITTANCE

We can offer a more convenient and faster remittance to owns were there are their branch banks.

Payment Order

Commission is collected pyas 10 for K 100, and the commission ranges from K 100 to K 30,000.