SME

Type of Loan: Working Capital Loan

Key Features
Short-term financing to the everyday operations of a business such as sales and marketing, product development, wages and other activities. The short-term financing provided by working capital loans helps companies bridge financial gaps—for example the time between the collection accounts receivable and payments of accounts payable, or in a seasonal business to cover periods of low activity.

  • Credit Limit       : 3 Million MMK – 100 Million MMK
  • Loan Term        : Up to 12 months (Depends on loan type, borrower’s request and A Bank consideration)
  • Interest Rate     : 13% per annum
  • Collateral :  Lands and Building, Hypothecation with vehicles and machines, Deposits Account, Pledge, Government Treasury Bond, Gold and jewelry, Warehouse Receipt (Ex: Paddy stock locked by third party and locked receipt is given as proof), Personal and Organization Guarantee, real estate, or moveable properties
  • Repayment       : Monthly/Quarterly Amortization
  • Fees                : Service Charges of up to 3% of approved loan
  •                        : Other fees per Bank’s announcement

Qualifying Criteria

  • Individual business owner or juristic person
  • Age 20-65 years old (for individual customers)
  • Good business performance and financial record
  • Other conditions as specified by A Bank

 

Require Documents

Note: The Bank reserves the right to approve loans under our terms and conditions.

How to Apply

  • Apply for a loan or for more information contact our branches near you.

 

Type of Loan: Fixed Assets Loan

Key Features
Medium-term loans with repayment terms more than one year for every business type. You can take out a loan to invest in a new business, improve business efficiency, and to buy fixed assets such as vehicle or machinery, to build or renovate factory and building.

  • Credit Limit          : 3 Million MMK – 100 Million MMK
  • Loan Term           : Up to 36 months (Depends on loan type, borrower’s request and A Bank consideration)
  • Interest Rate        : 13% per annum
  • Collateral :  Lands and Building, Hypothecation with vehicles and machines, Deposits Account, Pledge, Government Treasury Bonds, Gold and jewelry, Warehouse Receipt (Ex: Paddy stock locked by third party and locked receipt is given as proof), Personal and Organization Guarantee, real estate, or moveable properties
  • Repayment          : Monthly/Quarterly Amortization
  • Fees                   : Service Charges of up to 3% of approved loan                                                 
  •                           : Other fees per Bank’s announcement

Qualifying Criteria

  • Individual business owner or juristic person
  • Age 20-65 years old (for individual customers)
  • Good business performance and financial record
  • Other conditions as specified by A Bank

 

Required Documents

Note: The Bank reserves the right to approve loans under our terms and conditions.

How to Apply

  • Apply for a loan or for more information contact our branches near you.